FAQ for New Mexico barbers and stylists
License versus certificate in New Mexico?
Licenses come from the New Mexico Board of Barbers and Cosmetologists, and certificates come from carriers. Hosts expect you to keep the two straight.
Displayed liability limits?
Eligible CoverSmart hair screens display $1M / $2M.
Option 1 starting figure?
Many eligible solos start at roughly $193 a year.
Option 2 basics?
Option 2 is for eligible shops that have up to three employees. CoverSmart shows the exact price when you quote online.
Esthetics on a stylist link?
No. Send the custom quote form rather than using a stylist link.
Site owner?
New Mexico Beauty Salon Insurance is operated by Stockton-Hill Insurance LLC.
AI binder risk?
Binding is not something Edward can do. If anyone says chat binds coverage, disregard it.
Additional insured mistakes?
A nickname that does not match gets rejected, so use the legal entity name.
Workers compensation myth?
In New Mexico, CoverSmart liability products do not count as workers compensation.
CE confirmation habit?
Before every renewal season, check the board portal again at https://www.rld.nm.gov/boards-and-commissions/individual-boards-and-commissions/barbers-and-cosmetologists/.
Phone number?
Call (505) 226-7316.
Shop with four employees?
Request a custom quote instead of using the online small-shop door.